It's the end of November! We're hurtling towards Christmas and... (perhaps it's been the unseasonal weather) I'm not ready!

There's always a lot to do at this time of year, I find, but with the postal strikes I'll need to be organised earlier than usual. And this year there seem to be other pressures too - things I feel I should be doing?

There's been a steady stream of emails about 'Black Friday' urging me not to miss out on all the huge savings. In the 'cost of living crisis' I'd be foolish not to buy something I don't want or need at a slightly cheaper price than it has been or might be in the future?

Thank you for reading.